Filing of GSIS Consoloan (Consolidated Loan) Over-the-Counter Transaction

GSIS Hotline: 8474747

If you only have a temporary e-Card and still waiting for your Common Reference Number (CRN) to get your UMID card, and you need to file for a Consolidated Loan at GSIS then you should file it over the counter.

Note: GSIS Consoloan can only be availed by those who have rendered not less than 20 months in government service. 

Filing is very easy. Here are the steps:  


  1. Bring your e-Card/UMID Card
  2. Photocopy of two valid IDs (back to back)
  3. Go to the Information Desk to ask for Number and Form. You can download the form at GSIS website. Click here to download.
  4. Complete the form. Make sure you know the following: e-Card number, BP number, e-Card Account number, TIN number
  5. Go to the Over-the-counter Transactions desk and wait to be called.
  6. Once called, pass the completed form and you will be inform of how much you will be getting.
  7. They will give you a print out (2 copies, keep the duplicate copy) and have it signed by you as proof that you agree. Note: There is a processing fee which will be deducted from the money you are supposed to be getting.
  8. You will be asked to go to the next desk and give the staff the completed form, photocopy of your IDs and the printed copy of your loanable amount.
  9. The staff will give you print out that your transaction was already filed and would ask you to inform your office that you filed for a loan.
  10. Authorized person from your office will approve your loan application online.
  11. Once approved, it would take 3 to 5 days before the money reach your e-Card.
Update:

For over the counter transactions, it took about 2 days before they were able to transfer the loan application to the Agency Authorized Officer for approval. Once the AAO approved the application, it only took about a day before the loan amount will be transferred to your e-Card. Pretty fast and convenient.

Note:

For those who will be withdrawing their money at Landbank of the Philippines, the maximum amount per withdrawal using your e-Card is P10,000. Meaning if you are going to withdraw 50,000 you need to insert your card 5 times, which will cost you P50.00 (P10.00 per transaction).

48 comments:

  1. how many montly amortization is needed before i can renew my conso loan?

    ReplyDelete
    Replies
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  2. none required...The Conso-Loan is renewable as long as there are proceeds available.

    ReplyDelete
  3. may 15, 2013 - dec 5, 2014. can i avail conso loan?

    ReplyDelete
    Replies
    1. after 2 year you can avail consol loan

      Delete
  4. how long will it takes for GSIS to issue UMID card from date of application? thanks

    ReplyDelete
  5. Pwede napo ba ko mag loan august 1 2013 po ako nag start sa government

    ReplyDelete
    Replies
    1. After 2 years in service na po pwede

      Delete
  6. my gsis card is blocked. how can i fix it?

    ReplyDelete
  7. Bakit wla prin p0ng laman ung ecard q. .

    ReplyDelete
  8. is it really need to submit payslip to the division ict 4 the approval of the consol loan even if there is a deduction but the net take home pay is only 3,201.00.

    ReplyDelete
  9. pag may calamity loan pa pwede pa rin mgaconso loan

    ReplyDelete
    Replies
    1. I think so, I have an existing consoloan, nakapag calamity loan naman ako last year.

      Delete
  10. After activation po ng Umid ilang days pi makapag confirm for loan

    ReplyDelete
  11. nkakuha npo ako ng UMID last last week pa ( bale mhgit 2 weeks npo nkkalipas). inactivate ko po un agad pagkakuha ko tpos sabi po sa gSIS wait lang daw po 5 to 10 days para makapagfile ng loan. BKIT PO ANG LUMILITAW PA RIN SA KIOSK AY MEMBER HAS NO EXISTING BANK ACCOUNT... nkakailang balik npo ako sa GSIS sabi lang po intayin e need ko na po mkapagloan

    ReplyDelete
  12. pwede po ba mag avail ng conso-loan para undeducted emergency loan?

    ReplyDelete
  13. nais ko po sana ia avail ang conso-loan ko para pambayad sa emergency sa gsis did po..kaya lang ayaw ng agency namin..reason may undeducted po ako..malaking tulong po sana kung makapagconso-loan po ako para maayos ko po ang deductions ng mga utang ko po sapat naman po ang net pay ko at lalaki pa ito kung makapag conso-loan po ako..karapatan ko un as legal member ng gsis po.

    ReplyDelete
  14. gaano po katagal bago makareceive ng text glng gsis na approved ang consoloan q?

    ReplyDelete
    Replies
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  16. ilang months Po bago ma renew Yung conso loan? Thanks po

    ReplyDelete
  17. undeducted po ako sa concoloan ko pwede pa rin ba ako maka avail ng emergency loan?

    ReplyDelete
  18. Ngenroll n aq ng umid last year,until ne wla p,klan release nun?

    ReplyDelete
  19. Ngenroll n aq ng umid last year,until ne wla p,klan release nun?

    ReplyDelete
    Replies
    1. mga 3 years before ma-released ang UMID card ko, pero may ecard ako. follow up mo from time to time para magawan nila ng report.

      Delete
  20. Pwede knino ireklamo ang AOO kasi ayaw pyagan loan ko, nkpgptintout nko at pede n mgloan, nkpagsubmit nko application at ok n gsis, active member ako at qualified na for consoloan, two weeks n pro dipa inaaprub ng AOO nmin.

    ReplyDelete
  21. Ok nmn takehome ko ns 15k, 1st time kong mg coconso loan

    ReplyDelete
  22. Pwede po ba mag avail emergency loan khit 1 yr plg po akong member ng gsis? At panu po kng temporary ecard na issue sa akin panu po ako mkakapag confirm?

    ReplyDelete
  23. is it really need to submit payslip to the division ict 4 the approval of the consol loan even if there is a deduction but the net take home pay is only 3,201.00.

    ReplyDelete
  24. pag nagloan po ba sa consoloan eh lahat ng mga datihan kong loans like policy, emergency loan,cash advance loan ay maki-clear na ako sa utang. meaning bayad na. kaya tanging bbyaran ko nlng po ay consoloan?

    ReplyDelete
  25. pag nagloan po ba sa consoloan eh lahat ng mga datihan kong loans like policy, emergency loan,cash advance loan ay maki-clear na ako sa utang. meaning bayad na. kaya tanging bbyaran ko nlng po ay consoloan?

    ReplyDelete
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  29. HELLO PO MATANUNG KO LANG PO KASI YUNG NAKUHA KO PONG CARD EH TEMPORARY SAMANTALA SA KASAMA KO AY UMID. BAKIT PO BA NAGKAKAROON NG TEMPORARY CARD? ANO PO BA ANG DAHILAN NITO? KASI HASSEL DITO SA AMIN KASI KAILANGAN KA PO MAGTRAVEL PAPUNTANG GSIS NG MAHIGIT 2 HOURS.

    ReplyDelete
    Replies
    1. Temporary e-card lang din ibinigay sa akin before, then almost 5 years in service na ako when I finally received my GSIS UMID card. As far as I know, natatagalan doon sa pagkuha ng common reference number (CRN) kasi nga parang UMID na lang gagamitin mo for GSIS, PAGIBIG and PHILHEALTH. Once available na yung CRN mo, saka ka palang magkakaroon ng UMID card. Follow up mo na lang every now and then para nagagawan din nila ng report. But I think by batch din sila trumabaho eh kasi yung sa amin, isang batch kami sabay sabay.

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  31. Good Day!

    Magtatanong lang po ako kasi nakuha ko na po yung umid card ko last sept 27, 2016 tapus po nag punta ako sa GSIS Mindanao branch para po for enrollment nung card, after ko po maenroll sabi nung nag assist sa akin na mag hntay daw po ako ng 5 to 10 days for bank account, tapus po nung ika-10th day nag try na po ako mag activate nung card sa Union Bank kasi yung po yung bank ng umid card ko, nag change PIN ako kasi yun po ang sabi nung nag assist sa akin. Tanong ko lang po, pwede na po ba ako bumalik ng GSIS para po mag file ng loan??

    ReplyDelete
  32. try mo na din if nakapag change pin ka na.. ako kasi I applied for loan sa kiosk near our office, then super bilis lang just inform sa accounting nyo na nagfile ka ng loan.. question lang if you have old ecard, icheck mo rin, kasi yung sa akin I used my UMID sa pag apply pero sa ecard ko pumasok yung pera.

    ReplyDelete
  33. good day june 13 po ako na permanent, can I avail the privilege loan po sa GSIS?

    ReplyDelete
    Replies
    1. Sorry I have not tried it. I waited for 2 years before ako nag loan.. consoloan.

      Delete
  34. Paano po kapag may existing conso loan then I want to avail pa po Yung ibang loans that they offerd kaso po wala pa ako UMID card until now?

    ReplyDelete
  35. what type of loan? I have an existing consoloan din when I applied for emergency/calamity loan. over the counter din ang transaction I went to their office then sa ecard ko din pumasok yung pera.

    ReplyDelete
  36. pwede po b ako magconsol loan kahit di pa na change status yung umid id ko?

    ReplyDelete
  37. Hi..ask ko lang po.. kakaenroll ko lang po sa gsis nung friday, 18 nov 2016 then after that, binigyan muna nila ako ng temporary ecard which is landbank card. The lady who assisted me told me to activate the said card after 5 working days which happens to be on 25 november 2016. My question is, can i already file for a consolidated loan in gsis on monday, 21 november 2016, while waiting for the activation of my ecard? Considering that I have been working in the government for 25 months na. Hopw you would answer my query. Thank you

    ReplyDelete
  38. Hi..ask ko lang po.. kakaenroll ko lang po sa gsis nung friday, 18 nov 2016 then after that, binigyan muna nila ako ng temporary ecard which is landbank card. The lady who assisted me told me to activate the said card after 5 working days which happens to be on 25 november 2016. My question is, can i already file for a consolidated loan in gsis on monday, 21 november 2016, while waiting for the activation of my ecard? Considering that I have been working in the government for 25 months na. Hopw you would answer my query. Thank you

    ReplyDelete
  39. Hello po. San ko po pwde inquire ung temp ecaRd number ko.nawala po kasi ito at wala ko kopya nun.thanks po sa help

    ReplyDelete